Acquiring Feature

Apple Pay

Clearhaus supports Apple Pay. With us as your acquirer, you will be able to accept payments made with Apple Pay in your online shop.

How does it work?

From a customer’s’ perspective, this is how to use Apple Pay:

  1. First, he registers his payment card in the wallet app.
  2. Then, a token is created and encrypted. It stores the necessary information needed to make purchases in the future.
  3. When he chooses Apple Pay as his payment method an Apple Pay check-out window will pop up.
  4. He checks that the amount is correct and completes the purchase by placing the finger on the touch-ID or use facial recognition.

Apple Pay can be used at POS and in apps and online shops. Apple Pay is available on all newer iPhones, iPads, Apple Watches, and Macs with a touch panel.

Apple Pay is an additional payment method to offer your customers. Setting it up in your shop is easy. All you need to do is contact your payment gateway (if they support Apple Pay), and they will set up the payment method in your shop. Once they do that your customers will be able to pay with Apple Pay.

Why should I offer checkout with Apple Pay?

  • Fast: Customers no longer need to type in long card numbers, expiry dates, and security codes. The payment is completed with a single click. Customers love a fast and convenient checkout - chances are your conversion rates will increase as a result of offering Apple Pay as a payment method.
  • Secure: Apple Pay is one of the most secure online card payment methods today. When the customer’s card is registered in their Apple Wallet a token is created and then encrypted. The token is saved on the mobile device - not in the cloud or on Apple’s servers. This keeps the card information safe from fraudsters. Biometric identification is the only way to access the token, meaning that only the rightful owner can use the card.
  • Easy: After the card has been registered in the Wallet, all the customer needs to do to complete a purchase is placing his finger on the touch ID or use the facial recognition feature on his IOS or MacOS device.

Further, Apple Pay fulfils PSD2’s requirements for Strong Customer Authentication. From (expectedly) September 2019 it will be required to apply 2-factor or multi-factor authentication on almost all transactions. Transactions made with Apple Pay fulfill this requirement.

apple-pay-confirmation
Figure 1: Paying with Apple Pay

Do you want Apple Pay in your online shop?

You need both an acquirer and a payment gateway that supports Apple Pay to offer the payment method in your online shop. We offer Apple Pay in collaboration with our gateway partners QuickPay, PensoPay, and Paylike. If one of these are your gateway, you can already start accepting payments with Apple Pay. Contact your gateway and they will set up Apple Pay in your shop.

If you’re using another gateway, we recommend sending them a request about Apple Pay. We continuously work on getting more gateways to support the Apple Pay service.

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